To determine the scope of the recommendations, taking into account the various possibilities of loss, including:
Personal Injury -
Some countries use a "no fault" legal mandate to carry personal injury coverage. Remember that policies can not provide a large number of personal injury protection. For example, medical coverage to $ 10,000 may not be sufficient to meet the injury seriously consider purchasing a higher limit, or even a medical policy to the edge. If you have a health policy, ask your agent to avoid paying unnecessary duplication of coverage.
Damage caused by uninsured motorists or underinsured -
Unfortunately, there are many drivers who take little or no coverage. Consider purchasing the uninsured motorist coverage to protect against the guilty party does not have enough insurance to pay for your injuries.
Third Party Liability -
In many countries, liability coverage is required, however, the possibility of height above the minimum, because in many countries, liability requirements are relatively low compared to the potential value of medical care and vehicle repair or replacement. Obligation exceeds the insured's policy limits left liable to pay damages to a third party to leave personal property such as homes, at risk of foreclosure.
Vehicle damage or theft of property -
cars they finance, lease or value of the car itself should consider buying comprehensive and collision coverage to provide protection for physical damage and theft. Vehicles with high market value is usually more expensive to repair and may be useful to cover the car rather than risk having to pay for repairs out of pocket or have to replace the stolen vehicle. Most financial institutions may require enclosed vehicles continue funded for the duration of the loan and to do so can result in mandatory insurance premiums are expensive and can be added to rent or financial analysis. Deductible is usually applied, which can be upgraded to reduce premiums for your Car and Auto Insurance
The cost -
additional costs for Car and Auto Insurance may occur as a result of loss of vehicle. One example is the cost of renting temporary transportation vehicles such as trailers and expenses incurred. Consider towing and rental coverage, which is usually available for a small additional premium.
Be sure to consult your car insurance agent or insurance company to recommend the most advantageous option for car plan of your Car and Auto Insurance
